Pinnacle PaymentsSimple, affordable payments for the businesses that make Tampa Bay run.
Pinnacle Payments gives single-location small businesses competitive rates, free terminals and POS equipment, and a real person to call — with fast funding and no long-term contract.
Why merchants switch to Pinnacle
Most business owners don't leave their processor over a fraction of a percent. They leave because nobody picks up the phone. Here's how we're different.
Local, personal support
You get a direct line to your Tampa Bay rep, backed by 24/7 support from North for anything after hours.
A true partner
We take time to understand how your business actually operates before recommending a single product.
Security & compliance
Encrypted, tokenized payments and guided help with your annual PCI compliance questionnaire.
Modern technology
Smart terminals and mobile POS that accept chip, tap, and mobile wallets — and help run the rest of your business.
Transparent pricing
Clear statements and honest comparisons, including compliant cash discount options that can offset processing costs.
Fast funding
Same-day or next-day funding options to keep cash flowing (eligibility and cut-off times apply).
Payment solutions
Everything a single-store business needs to get paid — in person, on the go, or online.
Smart terminals
Payanywhere smart terminals for the countertop: fast checkout, receipts, reporting and inventory in one device.
Mobile POS
Take Payanywhere with you — tableside, curbside, at events, or on the job site.
Invoicing & payment links
Payments Hub lets you send invoices and text or email payment links customers can pay in seconds.
Recurring billing
Automate memberships, service plans and subscriptions with stored, secure card-on-file billing.
Edge cash discount
A compliant, flat-rate cash discount program designed to help offset your card processing costs.
Virtual terminal & online
Key in phone orders or accept payments online from any browser.
Free equipment. No long-term contract.
- Free terminals and POS equipment for qualifying merchants
- Month-to-month terms — no cancellation fees
- Early termination fee reimbursement up to $295 when you switch (based on volume; conditions apply)
- Same/next-day funding options
Free statement review
Send us a recent processing statement and we'll show you, line by line, what you're paying and where you could save. No cost, no obligation.
Are you a financial services professional?
Insurance agents, bankers, CPAs, advisors and business brokers: give your business clients a trusted payments option — and earn a referral fee plus 24 months of residuals on every merchant you refer.
Explore the Partner ProgramReferral fee + 24-month residuals
Get paid up front and keep earning for 24 months on each merchant you refer. Terms per written partner agreement.
Ready to pay less and get more support?
Call (813) 485-4482 or request your free savings review today.
Start your application Contact Pinnacle